First National Community Bank

About Us

First National Community Bank is a locally owned community bank and is very proud to stand behind our slogan “Local Bank. Local Decisions.®”. When you come into any office of First National Community Bank you will be talking with a banking professional who can handle your total financial needs. There are never any long distance phone calls to be made by you or your banker to get answers to your questions.

“We are proud to offer a full range of deposit and loan products that are competitively priced,” says Bank President and CEO Ryan Earnest, “Whether it is a home mortgage loan, business loan or consumer loan, a totally free checking account, or investment advice, we have you covered. Additionally, the bank offers state of the art on-line and mobile banking systems available anytime and from anywhere.”

Heritage First Bank prides itself in our experienced staff of familiar local bankers, many of whom began their banking careers right here in Rome, Georgia. Collectively, our management team has 340 years of banking experience – the majority of which consists of community banking right here in Rome